Pawan Garga1 and Rajesh Bagga2
1Institute of Management Studies, Himachal Pradesh University, Summer Hill, Shimla - 171005, H.P., India
2Apeejay Institute of Management, Hoshiarpur Road, RamaMandi, Jalandhar - 144007, Punjab, India
1E-mail:, 2E-mail:

A Study has been carried out to understand the opportunities, growth and problems of women in business in the states of Punjab, Haryana, Himachal Pradesh and Union Territory of Chandigarh. Besides, an attempt has been made to identify the basic problems faced by them in dealing with family and the society. Chi-square test has been used for analysis of the economic performance of women entrepreneurs. The parameters of the study include the amount of financial leverage taken, rate of growth, their market share and the various sources of finance. Similarly, the financial support provided by the banks & other financial agencies has also been analysed in order to get an idea about their financing needs & fulfillment of the same.

Keywords: Entrepreneurship, Women Entrepreneurs, Economic Development, Service Sector.