- 2010 Ph.D. in Management.
- 2004 C.A.I.I.B. from Indian Institute of Bankers, Mumbai.
- 1998 M.B.A. in Finance
- 1999 M.B.A. in Marketing
- 1992 M.A. in Labour & Social Welfare.
- 1988 B.Sc.(Hon’s) in Physics
- March 2022-Till Date—Pr. Director/Professor-BFS-Asia Pacific Institute of Management
- Jan 2020-Dec 2021—Dean MBA (IIMT College of Engineering Noida)
- March18-May19—Director/Professor- Management -Symbiosis University of Applied Science.
- Nov14- Nov17-MD/CEO (Chief Exe. Officer) Jharkhand State Cooperative Bank Ltd
- Jan14- Nov14 Senior consultant, Times of India group (Timespro) Bank Training
- Feb11- Dec13 IEM Management College Lucknow. Dy. Director/Professor.
- Oct 02-Jan11 IndusInd Bank, VP & Regional Head, UP & UT
- May 01-Oct 02 ICICI Bank Limited, Kolkata, Branch Manager
- Oct 90 – Apr.01 Syndicate Bank, Various Locations Probationary Officer to Manager
- Business & Executive Leadership
- Strategic Planning
- Banking Operations
- Budgeting & Cost Control
- Audits & Statutory Compliances Project Management
- Profit Center Operations
- Finance and Accounts
- Sales & Marketing
- Product Rollout / Management
- Risk Mitigation & Control
- Funds Management
- Regional Administration
- Portfolio Management
- Quality Assurance
- Liaising & Coordination
- Promotions Planning Resources Optimization
- Training & Career Development
- Alliances / Tie-Ups
- Branch Administration
- Distribution Strategy and Business planning
- Startups & New launches- B2C, Up-sell, Cross sell.
- Sales Enablement, -Sales-force Automation
- Management of NPA’S
